Commercial Transportation Coverage

Established in 1989, Bill Fralic Insurance has become the leader in specialized commercial trucking insurance. Our team of knowledgeable and motivated professionals will provide the customized coverage plan you need to protect your relationship with your Customers. From Liability to Workers Compensation, Bill Fralic Insurance offers affordable options to safeguard your business.

As a truck insurance specialist we are prepared to handle any type of bond need you may have. Specific examples include:

  • Broker Bonds
  • Canadian Customs Bonds
  • US Customs Bonds
This program is designed to protect freight and truck brokers in the event one of their contracted truckers has a coverage issue. These issues arise when the trucker hauling the brokered load provides a certificate of insurance to the broker which turns out to be invalid. A claim ensues and the broker is brought into the claim. The contingent policies provide defense and compensation for damage.

Commercial Crime insurance provides a wide range of coverage’s to help protect your business against financial loss due to certain crimes. Crime insurance policies typically cover the following:

  • Computer fraud
  • Employee dishonesty
  • Forgery
  • Theft of money and securities

EPLI covers companies against lawsuits or claims filed by employees, former employees and employment candidates. The coverage protects the company, directors, officers, and other employee’s by providing coverage for defense costs, judgments and settlements against the company.
Employment Practices Liability insurance typically insures against allegations of the following:

  • Breach of employment contract
  • Discrimination
  • Sexual harassment
  • Wrongful termination

General Liability insurance provides coverage for injuries or property damage as a result of business activities not directly related to operating your truck. Specific examples of situations where General Liability insurance may provide coverage are::

  • Actions of a driver while on the premises of others, such as, loading docks, truck stops, etc.
  • Customers slipping/falling on your premises
  • Libel and slander exposures

Motor Truck Cargo coverage provides insurance on the freight or commodities you haul on a for-hire basis. It typically covers your liability for cargo that is damaged due to causes such as fire, collision, or striking of a load.

Occupational Accident coverage provides insurance for independent contractors who are injured during the course of their work. Occupational Accident policies typically provide coverage for the following:

  • Accidental Death and Dismemberment
  • Accidental Disability
  • Accidental Medical

Physical Damage is a general term for a group of coverage’s which protect your vehicle. Typical plans include:

  • Collision insurance- provides protection for your vehicle if it is damaged in an accident.
  • Comprehensive insurance – provides protection for your vehicle if it is damaged by something other than an accident, such as fire, theft, vandalism, glass breakage, etc
This is the most basic line of defense for any truck operation. Auto Liability insurance covers injuries or damage to other people or property, if you are at fault for an accident. Auto Liability insurance will also pay for your legal defense costs if you are sued as a result of your involvement in an accident.
Commercial property coverage protects your investment in property and equipment that you purchase or lease. Policies often include a wide range of secondary benefits that can be tailored to meet your specific needs.

Umbrella and Excess Liability policies add another layer of protection to several other policies that you might hold including Auto Liability, General Liability, and Employer’s Liability policies.

Workers’ Compensation insurance provides medical care, death, disability, lost wages, and rehabilitation benefits for employees who are injured while on the job.

You need a commercial trucking insurance company that works as hard as you do. Let us handle all your insurance needs so you can focus on your business.

770-640-1800

Representing over 50 A-Rated companies, our coverage plans are recognized as the best in the industry. Call us at 770-640-1800 to speak with one of our insurance specialists today!